Free financial calculators
16 free tools for everyday money decisions - loans, investing, inflation, budgeting, salary after tax and dates. Instant results, no sign-up.
All calculators
- Investing Investment Calculator See how a starting amount grows over 20 years at annual returns from 1% to 10%, in one table — instant results, no sign-up required.
- Investing Savings vs. Investment Calculator Enter an amount and one annual rate, and compare side by side over 20 years what it would be worth if saved versus if invested — instant results, no sign-up required.
- Loans Loan Calculator Work out your monthly loan repayment, total interest, and a full year-by-year payoff schedule — instant results, no sign-up required.
- Budgeting Emergency Fund Calculator See how many months your current savings would cover, and how much you'd need for a 3-, 6-, or 12-month emergency fund — instant results, no sign-up required.
- Budgeting Real Estate Investment Calculator Enter a property's price, monthly loan payment, rent, and other costs to see its annual profit or loss and yield — instant results, no sign-up required.
- Trading Trade Goal Calculator Enter your starting capital, profit per trade, and target — see how many trades it takes to get there, and your capital after each of the first 20 trades.
- Trading Forex Market Hours Live status of 8 forex trading centres, from Wellington to New York, with countdowns to the next open or close, bank holidays and summer time.
- Currencies Live Exchange Rates Live forex rates for EUR/USD, GBP/USD and more with the bid-offer spread, plus the European Central Bank's official daily reference rates for 13 currencies.
- Economy Inflation Calculator See how much a fixed amount's purchasing power would shrink over 20 years at inflation rates from 1% to 10%, in one table — instant results, no sign-up required.
- Tax & salary Net vs. Gross Salary Calculator Enter a gross annual salary and compare the approximate net take-home pay in the USA, UK, Germany, and Spain — instant results, no sign-up required.
- Crypto Bitcoin Halving Countdown Live countdown to the next Bitcoin halving: estimated date, blocks remaining, current block height, the new block reward and every past halving.
- Crypto Live Crypto Prices (Kraken) Live prices for Bitcoin, Ethereum, XRP, Solana, Cardano and Litecoin from Kraken, with the change since midnight UTC, 24-hour high/low and volume.
- Everyday maths Percentage Calculator Add or subtract a percentage from any number, or work out what percentage one number is of another — instant results, no sign-up required.
- Dates Date Conversion Calculator Enter a date in the Gregorian, Persian, Hebrew, or Chinese calendar and instantly see it converted into all four, plus the day of the week.
- Dates Birth Date Info Calculator Enter your date of birth (and time, if you know it) to see the day of the week you were born, your exact age, your Chinese zodiac animal, your Vedic sun sign, and how much of an assumed lifespan has passed.
- Time World Clock Current time in UTC and 12 major cities, from Los Angeles to Sydney, with UTC offsets and daylight saving time handled automatically.
Why FinanzTool
- Free, no sign-up. Every calculator works straight away, without an account.
- Your numbers stay yours. We do not store what you type into the calculators.
- 5 languages, 5 currencies. Switch language and currency at the top of any page.
For information only. This is not financial or tax advice. Editorial Policy